The majority of people focus more on one of two strands when it comes to money; they either focus on saving money or making money.  The two mentalities are quite disparate, yet they can, of course, be combined for the most optimum results. In this article we’re going to look at several ways to save money, and make money, but first it’s important to look at the difference between the two strands. MAKING MONEY: HOW WE MAKE MONEY When it comes to making money, we are all subject to inherent limitations, for instance, the majority of people are employed and work on the basis of trading their time for money…

Being self employed is a tough battle. Between trying to find work and waiting to be paid for said work can be a very uncertain time. Thankfully, when I worry I’m going to be in a tight spot, I’ve discovered a few ways I can make some money online to tide me over. Some I’m good at and some I’m not so good at, and some of them are just for fun but if you need some way to make some money without a loan or credit card, you can give these a try. Ziffit Not really online but an app and my new favourite on. It accepts books, CDs,…

In recent years, online shopping has increased significantly in popularity, and it’s not hard to see why. It helps us to save time by letting us conveniently shop on the go from a variety of different devices. Online shopping has also helped us to avoid long queues, large crowds and lack of choice in stores and malls. All you have to do is choose what you would like to buy, add it to your cart and check out. It’s as simple as that. However, while online shopping can provide you with fantastic discounts, there are ways you can save even more money. So before you check out from an online…

In the winter months, most of us spend very little time in our gardens. It is just too cold and dreary. As a result, we tend to more or less forget about maintaining our gardens during the colder months. To a large extent, this is not a problem. In the winter, most plants do not grow much, when it is colder. So, they are perfectly happy being left until it is time to trim them back in the spring. However, you really should not do this with your grass. Looking after it during the winter months does not take long. Yet, doing so will pay huge dividends for the rest…

I think in a past life I was an interior designer. I love nothing more than going onto Pinterest and pinning loads of ideas on how to decorate homes that I don’t currently own. I love looking and different trends, some that work in big houses, some that work in small, some that are outdated and some that are very fashionable. One of the trends i’ve seen rise over the last decade, as fire places become outdated, is the feature wall. In case you don’t have a clue what i’m talking about, a feature wall is one of the four walls of a room that is decorated differently so it…

Do you ever walk into a room of your house and feel like the place needs freshened up a bit? I do more than ever at the moment since my sister got my mum and I into the whole “Hinching” craze. My house hasn’t really been touched since we moved in 4 years ago, apart from LM’s room and standard cleaning. In the last month I’ve cleared out draws and cupboards, bleached skirting boards and windows and even repainted radiators. If I allowed myself, I could go crazy but due to lack of funds I’ve had to reign myself in (Disney holidays with LM still come as top priority). Once…