Today, there are more choices out there when it comes to investing your hard earned money than ever before. Those with a love for stocks, shares, Forex and bonds might clap their hands with glee, but if that is a sentence that gives you a vaguely sick feeling in your stomach or simply makes you start to glaze over, don’t feel bad, you are not alone. The truth be told, plenty of people would struggle to tell their ISAs from their derivatives. But we all need at least a basic grounding in the different types of investments out there to ensure our money is working as hard for us as…

I don’t know about you, but I love to read. The problem is since I became a fully fledged adult AND single parent I just don’t have the time to. While LM was off over the summer I read 6 books because I wasn’t as working as much (I wanted to be present for LM while she wasn’t at school) and because I wasn’t getting up for the school run I could read in bed in the morning. When I was younger books dominated my time, even as I entered my teen years. Our home still had dial up and my phone was for texting only. I always imagined when…

For couples in 2018, parenthood is an overwhelming task. The expectations of motherhood and fatherhood have evolved in comparison to 100 years ago, with men encouraged to take a more active role in the raising of a child. And yet, the opportunity to have children cannot be taken for granted; around 3.5 million women in UK have been diagnosed with polycystic ovary syndrome, affecting the likelihood of fertility. Credit So, what is PCOS? It is a common cause of fertility problems, with around 5-10% of women being diagnosed with it in the UK, according to PCOS UK in 2018. Therefore, it is important to recognise the symptoms and understand the…

The majority of people focus more on one of two strands when it comes to money; they either focus on saving money or making money.  The two mentalities are quite disparate, yet they can, of course, be combined for the most optimum results. In this article we’re going to look at several ways to save money, and make money, but first it’s important to look at the difference between the two strands. MAKING MONEY: HOW WE MAKE MONEY When it comes to making money, we are all subject to inherent limitations, for instance, the majority of people are employed and work on the basis of trading their time for money…

Being self employed is a tough battle. Between trying to find work and waiting to be paid for said work can be a very uncertain time. Thankfully, when I worry I’m going to be in a tight spot, I’ve discovered a few ways I can make some money online to tide me over. Some I’m good at and some I’m not so good at, and some of them are just for fun but if you need some way to make some money without a loan or credit card, you can give these a try. Ziffit Not really online but an app and my new favourite on. It accepts books, CDs,…