The school summer holidays haven’t even started yet and I’m already making lists of what I need to be buying for the new school year in September. I know I’m not the only one as I’ve noticed the shops are already stocking fresh uniforms and school supplies. Kitting out your kid can be costly, and families with more than one kid usually have to spread that cost over the whole 6 weeks that they’re out of school! Although to some it might seem crazy to be thinking of back to school before the kids even break up, for a lot of families it’s the only cost effective way to do…