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5 Ways You Can Be More Financially Savvy*
Did anyone make the resolution at the start of 2020 to be better with their money? I have a confession to make, I ALWAYS make this resolution and then by March when money is probably at it’s tightest I lose my head a bit and start spending. I don’t know why this happens.. maybe it’s because it’s my birthday month and I have my “treat yo self” head on, or maybe I just tire with the penny pinching. I guarantee you that by the time May hits I’ll regret the unnecessary spending, but I just can’t stop it. THANKFULLY, since I left home originally at 18 I have developed some…
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Getting the Best Out of Your Adulting Expenses*
Once upon a time, I used to work and spend every last penny on myself. I could go on holidays, spend a fortune in Topshop and own 77 MAC lipsticks and not even bat an eyelid (ahhh those days at University). I thought I was an adult because I could buy whatever I wanted. Then I graduated and entered the real world. At first, aside from rent and bills, I could spend everything else on myself, it still felt great that I was working so hard and really reaping the rewards. But then, at 24, I became a single mother and adulting got hard. For a long time I didn’t…
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5 Ways to Save Money You Probably Haven’t Thought Of*
Once again, I have a lot of exciting trips in the works and really not enough money to pay them all off.. yet. The biggest is our trip to Walt Disney World in August 2020. This isn’t a budget one, this is a full on 14 days on site, Mickey’s Not So Scary Halloween party and hopefully throw in a day at Universal Studios. Thankfully i’m taking well over a year to save and having done this kind of trip twice in the past, I know I can do it. But how, how you say! Because after a whole adulthood of living that champagne life on a lemonade budget, I’m…
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Money Saving Hacks for Holidays*
Going on holiday can be expensive, and I don’t just mean the booking and paying for it, I mean everything that goes along with it. From getting spending money, travel insurance, everything you need to take (which is a lot if you have kids). Yes, you won’t be spending money as you would at home (but lets not forget you still have to pay for your home and bills even if you aren’t in it for 2 weeks) but you need to feed yourself every day, pay for things to do (because even if you go to the beach, a lot of places charge you for sun loungers when you’re…
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4 Ways to Get Money, Fast*
When I was a kid I never thought for a second that by nearly 30 I’d still be budgeting my money. In fact I think I budget more than ever. I like to take LM on adventures rather than buy material possessions and for that I have to live to a financial line every month. I need to earn enough to pay all my bills and put away enough to afford our adventures. Some months I do it, some months something happens and I’m frantically trying to make some more money in that last week of the month. Being self employed is hard, and it requires a lot of strength,…
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5 Places to Sell Things When Money Gets Tight*
Being self employed means I don’t happen to have a steady wage coming in. Sometimes I earn better than average wage, sometimes I barely earn anything depending on the work I put in and what’s available it is. This means some months sees money being a lot tighter for LM and I. Because of this I look for other things I can do to make up any extra money I need. Like most people I have a lot of unused items lying around my house that could be put to better use by other people, and that’s why if I’m a little short on cash I usually sell things. Over…
